How to Direct Deposit on Cash App | Step by Step

Cash App has been consistently topping the charts for the top free financial applications from Google Play to the Apple Store. By helping thousands of people who often come from under banked, underserved, or overcharged communities, Cash App lets users’ access financial services with ease. In 2018, Cash App came up with an innovation that helps employers disperse payments to their employees safely and securely through its direct deposit feature.

What is a direct deposit?
A direct deposit is when funds are transferred electronically from one bank account to another. Direct deposit utilizes networks called an Automated Clearing House, which allows deposits to reflect automatically through bank apps, or e-wallets.
Before direct deposits, customers would have to go to a bank branch and provide physical money or paper checks to make a deposit. With innovations such as Cash App, users can send funds from anywhere in the United States with an internet connection.
Many Cash App users have jobs that make it difficult to go to traditional banks or live in areas where they cannot easily access financial services. From paychecks to allowances, Cash App direct deposit feature lets depositors deposit money and give payees access to their funds remotely easily.

Five Steps to Direct Deposit on Cash App
In 2018, Cash App began supporting direct deposits so users can receive paychecks without going through a bank.
Here are the five steps that you need to do for you to be able to fulfill a direct deposit on your App.
• Verify your Cash App
• Activate your Cash App Card
• Get your Bank Account and Routing Numbers
• Provide the Bank Account and Routing Number from Cash App
• Check if the Direct Deposit Was Successful

Here is how to direct deposit on Cash App in detail:

1. Verify your Cash App
   Most Cash App users will already have their accounts linked to their bank accounts during their initial sign up process. While Cash App does not require its users to verify their identity, there are many benefits to doing so. One of them is to be able to use the Cash App direct deposit feature.
   The following details will be requested by Cash App to verify your account:
   • Your full name
   • Date of birth
   • The last four digitals of your SSN
   • Your mailing address
   Once you have these on hand, you can proceed to verify your Cash app through the following steps:

• Open Cash App
• Click on “Balance”
• Select ”Add Card”
• Type in the personal details above as instructed
• Provide your Social Security Number (SSN)
• Take a picture of any government-approved ID
• Take a selfie
Only users who are 18 years old and above will be verified and allowed the request for a Cash App Card. You will not be able to proceed with setting it up. With 24 hours, the confirmation for your Cash App account should arrive.
Now that your Cash app is verified, you can now activate your Cash App Card.

2. Activate Your Cash App Card
   Before you can be allowed to direct deposit on Cash App, you must first set up your Cash App Card. Linked to your Cash App balance, the Cash App Card is a free and easy to use debit card.
   To activate your Cash App Card, you must first request for one through your Cash App.
   Before you can do a direct deposit to your Cash App, you must first activate your Cash App Card.
   How to Request for a Cash App Card
   While all verified Cash App accounts can have Cash App Cards, you will still have to request for it. The good news is, you can get your own Cash App Card through your Cash App. Here is how:
   • Open Cash App
   • Select “Cash Card” or the rectangular icon on the lower-left part of the screen
   • Tap “Get Free Cash Card”
   • Choose your desired color (black or white)
   • Select “Tap To Customize”
   • Write or draw your signature and select “Done”
   • Enter your mailing address and tap “Next”
   • Confirm your first and last name and tap “Next”
   • Review the fees, terms, and conditions and tap “Continue”
   It would take at least ten days for you to get your physical Cash App Card in the mail. You can now proceed to activate it.
   Cash App lets you choose between two colors for your free Cash App Card upon making a request. | Cash.app
   Even if you have not received your Cash App Card yet, you will already be able to proceed with getting your bank account and routing numbers. Here is how to find them on your Cash App:
   How to Activate your Cash App Card
   Once you get your Cash App Card, there are two ways to activate it with and without a QR code. Activate your Cash App Card with QR code with the following steps:
   QR Code method:
   • Open Cash App
   • Select “Cash Card” or the rectangular icon on the lower-left part of the screen
   • Tap “Activate Cash Card”
   • Scan the QR code using your mobile phone or device camera

If you prefer to activate your Cash App card without the QR code, you can also do the following:
• Open Cash App
• Select “Cash Card” or the rectangular icon on the lower-left part of the screen
• Tap “Activate Cash Card”
• Select “Missing QR code” and then select “Use CVV instead”
• Enter your CVV code and card expiration date on your Cash App Card
• Click “Confirm”

3. Get your Bank Account and Routing Numbers
   Upon sign-up, Cash App will assign a bank account and routing number to your account. However, you must first enable it. To access your Cash App account number, follow these steps:
   • Open the Cash App
   • Tap on the “My Cash” tab next to the green $ sign on the lower-left corner of the screen
   • Click “Cash”
   • Scroll down and select “Direct Deposit”
   • Tap “Get Account Number”
   • On the pop-up screen, confirm by tapping “Enable Account”
   • Click “Copy Account Details” and “Copy Routing Number”
   • Take note of the Bank Account Number and Routing Number

4. Provide the Cash App Bank Details to Your Depositor
   Once you have a copy of your bank account and routing number, you will be able to send it to whoever will be making a direct deposit to you.
   For the depositor to put funds into your account, all they have to do are the following:
   • Open the Cash App
   • Tap the “Banking” tab found at the lower left-most icon of the screen
   • Select “Deposits & Transfers”
   Type in the provided Cash App Account Number and Routing Numbers to set up direct deposit
   Direct deposits are free for direct depositors when using a debit or bank account through the standard transfer method. Should the depositor use their credit card for the transfer, Cash App will charge an additional 3% fee on top of the deposit amount

5. Check if the deposit was successful
   Once your depositor has sent the funds, you will receive the money within 1-5 business days, or instantly if they chose to pay an additional fee. Cash App will notify you once the balance is updated.
   To check your balance, all you have to do is check your Cash App home screen. Once the amount has is reflected in your Cash App balance, you can now proceed to make your transactions.

How does direct deposit on Cash App work?
While Cash App is not a bank, it works with some banks to give Cash App users the benefit of traditional banking features. Cash App’s partnership with Lincoln Savings Bank allows Cash App to generate bank account and routing numbers for its users that are necessary for direct deposits.
To be able to direct deposit on Cash App, you must have the following things:
• A Cash App account
• A verified Cash App Card
• Your Cash App bank account number
• Your Cash App routing number

There are many benefits to using Cash App direct deposit feature. Besides being absolutely free, the payee will also get a notification when the money is deposited to the Cash App account directly. In 1 – 5 business days after the deposit, payees can make purchases, transfer the funds, invest in cryptocurrencies, and even withdraw using their Cash App card.

If you are still a little confused on how to go about verifying your Cash App account or how to get your bank and routing numbers, do not worry. Just follow the steps above.

Benefits of Direct Deposit Cash App
cash app benefits to use direct deposit
Direct adding salary into Cash App is the perfect solution to the related fuss. It not only saves your time but also reduces the effort. In fact, by direct depositing cash, you make withdrawal steady and safe.
Here are some major benefits of using this cash app feature;
• It requires minimum and less time
• According to many employers, it makes a simple and easy way to pay salaries
• It is free of cost, safe and fast accessible
• Both employers and users of Cash app receive a notification when the service completes the transaction successfully
• Usage and management are convenient
• With Cash App Card, users can withdraw funds and money from ATM
• Users can invest in stock and buy Bitcoin after a few clicks
• Users have an option to transfer the cash back into the bank account

Conclusion

Since 2013, Cash App has continually been innovating their products, and services. Offering the option to direct deposit is yet another way to enable their users to take control of their finances. Cash App is increasingly becoming the go-to app for people with needs the traditional banking just don’t fill.
With multiple ways to cash-in, several retail partners, the Cash App card, and more, there’s no doubt that they will be around to innovate the mobile wallet experience in the years to come.

Frequently Asked Questions
Can I use Cash App direct deposit without a linked bank account?
No. All Cash App accounts require a linked bank account, so it is impossible to receive a direct deposit on your Cash App without it.

How does Cash App get a bank and routing numbers, if it is not a bank?
Cash App has a partnership with Lincoln Savings bank that enables them to generate these account details for their users. While Cash App also has a partnership with Sutton Bank for its Cash App Card features.

Is Cash App safe for direct deposits?
Cash App’s direct deposit feature has end to end encryption, making the process safe, secure, and private. Unless given explicit permission, and access to your account, no one else will be able to check your balance and take your funds without your consent.

Is Cash App FDIC-insured?
However, the Cash app is not FDIC-insured. If you accidentally send money to the wrong person or have had your account details compromised, there are no insurance claims.

How long does it take for a direct deposit to reflect on Cash App?
For depositors, the Cash App direct deposit is instant. In 1-5 business days, the Cash App account should reflect the deposited amount.

Can I cancel a direct deposit through Cash App?
No, the Cash App direct deposit is instant and non-refundable. However, you can request for a Cash App refund if there is any failure in payment.

What to do when Cash App direct deposits do not show up in 5 days?
Most direct deposits go through to the recipient bank account within 1-5 business days. Should it take longer than this time frame, please contact the Cash App customer service for further assistance.

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Why did the Cash App unemployment direct deposit fail? - The cash app help

You can quickly get the Cash App unemployment deposit in the IRS section; nonetheless, there are particular terms and requirements for this. To find the unemployment funds through direct deposit, you have to fill out the following requirements:

• You need to be away from work not due to your private mistake.
• If you meet the criteria mentioned previously and are utilized to some unemployment benefits but still have not received compensation, then the Cash App unemployment direct deposit pending. Then you need to contact your country’s unemployment insurance division.
• If everything seems fine for you and found no discrepancy, make sure you have enabled the Cash App direct deposit. Please take it to some important note that Cash App users need to find their routing number & account number. You also need to trigger a Cash App card; without it, you cannot activate direct deposit support on Cash App.

What to do with Cash App direct deposit?

But occasionally, users may see payment with impending status due to festival weekend or season away. However, there’s no predetermined time limit. So, instead of waiting for an infinite time, you cancel the impending payment stated in the section mentioned above and resend the payment. As an alternative, you can trace the below-mentioned education to correct Cash App direct deposit pending difficulty in easy measures:

• Ensure your device is getting adequate net signs.
• Make sure you aren’t breaking any term of Cash App.
• If you’ve tried everything, but the Cash App direct deposit pending issue isn’t solved, you can speak to the Cash App customer service.

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What is Cash App and how does Activate My Cash App Card?

Cash App is a smart phone payment app that is advanced through Square. Inc. The payments app permits users to transfer cash to 1 any other. Square Company added square cash for businesses functions for individuals, various companies, business proprietors for sending, receiving money which recognized as $cash tag.

The app allows its users for inquiring for and transferring money from one cash account to any other thru cash app or e-mail. It also allow users to withdraw cash thru its debit visa card called as cash card in ATM or any local bank account.

Cash App recorded approximately 7 million active users are in the month of February 18th in year 2018. In the month of January the app commenced the provider of helping bitcoin trading. It has its cash card that is black in Color. It is used for withdrawing money from ATM or bank account.

The card is customizable and may be used by signing at the Mobile App after which sign will be printed on the app and dispatched to person. Square cash company had added their different username which is known as $cashtag. It enables its users in transferring and requesting cash from unique users through coming into such user name. Cash card may be used everywhere in each online payments and in stores also.

How To Activate Cash App Card

When it involves a dependable money transfer app, the name of the Cash app comes into the limelight. Developed and advertised through Square Inc. it’s miles introduced in the market place with an purpose to cater to financial needs. This provider facilitates the users to transfer funds, receive cash requests, pay app bills, and many more. Most importantly, you may also purchase digital currencies including Bitcoin and invest in the stock market place. Like a bank account, it also offers its registered account holders a debit card (better known as Cash Card). With the help of a Cash app card, you may make payments, withdraw cash, and also do various things. To employ this kind of wonderful card, you want to Activate Cash App Card after you get it.

In the blog below, we’re going to share some essential information about the way to activate your cash app card. Moreover, you may also make yourself aware about additional helpful information about the Cash card. Hence, you want to consult the manual right here and find out a better way to use the Cash card to its fullest.

Easy steps to activate cash app card?

To activate your Cash Card the use of the QR code that arrived with it:
• Click the Cash Card tab to your Cash App home screen
• Click the picture of your Cash Card
• Click Activate Cash Card
• Click OK whilst your Cash App asks to apply your digital camera
• Line your digital camera up with the QR code till it comes into focus

Cash App Card Activation With A QR Code

Upon reception of your cash app card, you may also accept an activation QR code. You will want this code to activate your card, the usage of the following steps:

1. The first issue is to open up the Cash App to your smart phone. Once you open up the app, click the balance amount on your Cash App screen (top middle of the home screen). If your account balance is $0, tap “Cash & BTC”.
2. Look for the image of your Cash Card and click on it. A listing of alternatives will pop-up, tap “Scan QR Code”.
3. When Cash App requests permission to apply your smart phone’s camera, click “OK”. Place your smart phone of the QR code in order that it could be visible immediately via the camera. Once the app procedures the QR code information, your card will be officially activated.

Also Know: Cash App Login

Cash App Card Activation Without A QR Code

Unlike the opposite payment apps, Square Cash App we could the users activate their cash cards through scanning a code. Basically, this technique is referred to as automatic or without a card technique. Why? Because on this technique users do not require to have access to a cash card. What matters most is only a QR code. Moreover, it’s also really well worth noting that a Cash App card constantly comes with an different QR code with the shipping of the brand new coins card. If you have also were given your brand new card, follow these steps to activate your Cash App Visa Debit in Cash App on smart phone.
• Navigate to the Cash App mobile app to your phone.
• Then, the next step is to choose a cash-card icon to be had on the home display from the left corner.
• Further, from the drop down menu choose “Activate cash card” to feature a life to it.
• Now Square Cash App might ask you to grant permission to get right of entry to your smart phone’s camera.
• Allow Cash App to have access to your phone’s digital camera to scan a QR code.
• Now set your smart phone camera’s focus to your QR code and scan it.
• Upon a success scanning a QR code, your cash card will all set ready to spend money.

How to Activate Cash App Card on Phone and Computer?

Undoubtedly, the consistent and rapid development in the banking device has resulted in the major relief to the people who ship and get hold of cash online. However, notwithstanding having superior net era and smart phones, some range of demanding situations nevertheless exist with inside the fee device. To triumph over a vast variety of troubles along with fee failure, slow, and slow cash transfer problem, Cash App by Square may be the first-rate answer. More specifically, a Cash App card can genuinely do wonders on the subject of making fee after shopping. Before the whole thing else, be informed that the cash card is difficulty to the activation system. In order to attract the most advantages, you should learn how to activate Cash App card?

As you’re studying this assisting post, possibilities are excessive which you do not have an concept about how you can activate your Cash App card on Cash App payment app. If so, appearance no further. To help you recognize the step by step system to activate a cash card, I am going to reply a number of the important questions.

In case if any of you isn’t a super fan of reading, they can touch and talk to the Cash App consultant directly. Alternatively, scroll down and keep to study this helping post. To be extra clearer, with the aid of using studying this post, you may learn the 2 simple ways to activate a Cash App Debit Card. So, let’s recover from to the first approach to activate a cash card by scanning a QR code.

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Activate cash app card via phone number - 4 Easy steps

How to activate a Cash App card?

Cash App gives users a customized debit that can be used like any other debit card. It is free to order a Cash App card; all the users having a Cash App account can order this card without paying any charges.
However, there is a requirement that all the users must complete, that is to activate the Cash App card. Essentially, it is a mandatory requirement for using the cash card. However, if you also want to learn about alternative debit cards, there can be no better option than the cash card. Moreover, if you have recently got your Cash App card, you must move forward for Cash App card activation. However, if you have yet ordered a Cash App debit card, you must do it now. Here in this post, you can learn the step-by-step process to get a new cash card and activate it.

How can I get a new Cash App debit card?

• You can get a Cash App card quickly and easily as the card is free to order. So, if you’re wondering how to get a Cash App card, then wonder no longer; all you need to do is:
• Open Cash App on your mobile phone
• Click on the “Cash Card” tab.
• Click “Get Cash Card”
• Click “Continue”
• Enter the mailing address for the cash card; your card should arrive within no more than ten business days.

Once you get your Cash card, you’ll need to activate it to use it anywhere Visa is accepted, in stores and online. Moreover, you can customize this cash card, select its color and create a unique hashtag. But to access such features, you must know how to Cash App Direct Deposit by card. There are two different methods that you can follow to activate a Cash App card.
*** Activate Cash App card with a QR code**
*** How to withdraw money with a Cash App card**

How to activate a Cash App card with a QR code?

This is considered the most convenient way to activate your Cash App card with a QR code. Because all you have to do is to scan the QR code. This is for the Quick response; use the mobile camera and complete the scanning procedure. After this, you will be notified by the Cash App that your card has been activated:

• Open Cash App on your mobile phone
• Click on the Cash card icon
• Click “Activate Cash Card”
• Click “Ok” when Cash App requests permission to use your camera
• Scan the QR code located on your Cash card to activate it.

How to activate a Cash App card without a QR code?

If your Cash card doesn’t have a QR code, don’t worry - you can still activate the Cash App card. What you’ll have to do is activate your Cash App card using the CVV code instead. To do that, you’ll need to:
Open Cash App
Click on the Cash card icon.
Click “Activate Cash Card”
For card activation without QR code, “Use CVV Instead.”
After this, on the next page, enter your CVV code and your cash card expiration date.

Conclusion:

To conclude, this is what you need to know about the Cash App card activation. We hope now you have learned how to activate a Cash App card. Although simple, however, sometimes there are some common activated Cash App card errors. Therefore, you should take all the steps carefully for activating your Cash App card. Further, for more information regarding this, you can directly reach out to our team.

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(800) 809 6583 : Cash App Direct Deposit [ New Layout for 2021 ]

Cash App is well known for its smooth operation and outstanding capabilities. But, it’s not error-free many consumers confront common Cash App problems. The Cash App direct deposit failed is one of the most common issues.

Sometimes due to technical reasons, the Cash App direct deposit pending and was returned to the originator. Many users complain about this issue and keep wondering what to do in this case. You must understand why the Cash App direct deposit failed. The Cash App direct failed and returned to the originator for the following reasons:
• Sharing an incorrect routing or account number with the sender
• Using older Cash App version
• Bank server down
• Cash App account not working

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Cash App Transfer Failed, Add Cash, My Protection Issue In 2020

Cash App is a money transfer application that allows users to send or receive money online. Many users prefer the Cash App for payment transfers. It’s the most widely used program for peer-to-peer payment transport. However, users experienced issues of - Cash App transfer failed. It turned into a significant problem as users attempted to solve the errors. Errors were because there were many cases when Cash App servers were down.

Suppose you confront mistakes associated with payment failed on Cash App. If that’s the circumstance, we strongly advise you to read the comprehensive blog; after this, you can fix the payment failed issue on Cash App.

Why the Cash App transfer failed?
We have attempted to describe some of the most typical reasons behind why cash app payment failed for my protection. Following are some of the most frequent reasons a user confronts while transferring payments and which lead this transfer failed on the Cash App:

• Internet speed and wifi: To utilize Cash App, you need a strong online connection; it will not permit you to make transactions on low –net speed. Therefore, you must always make sure that your web is up and running while creating a Cash App transaction.
• Square Cash application in your device: There is a chance your cash app transactions are becoming failed since you overlook upgrading your application with a significant upgrade. Check the application version in your device app store because it’s mandated to upgrade the application with the newest updates provided by Cash App.
• Cash App account verification: Most of the time many of the non-verified users on Cash App confronted the issue of “Cash App this transfer failed.” Hence you should keep you account verified and update the credentials such as complete name, date of birth, address, and social security number.
• Check Recipient ID and $Cashtag: Always assess the recipient ID correctly before beginning the transaction. Since the Cash App demands the particular user’s precise details, the recipient ID will help identify and bridge the two consumers’ transactions.

Also Read: Cash App Direct Deposit Unemployment || Cash App Tax Refund

How to issue a transfer failed on the Cash App?
Follow a number of the necessary actions that you need to take to fix the payment failed on the Cash App:

• You should always check whether your Cash App card is working properly because there are many instances when cards expire and are still linked to accounts.
• Moreover when you transfer money from Cash App make sure to check the account’s balance; it will show on the home display at the very top center of the Cash App on a mobile device.
• Make sure you enter the right information. If the amount transfers to the wrong address, it would not be possible to obtain the money back.
• Verify your Cash App account. Verification is critical to continue enjoying the services uninterruptedly.
• Always make sure there is enough balance on your Cash App.
• If the user has connected the device to wifi, it must remain 300 feet from the wifi router to get the internet signals.
• Regularly check for Cash App updates in the app store of your device.
• Reinstall the program if any problem continues.
• Assess the time and date; when it’s wrong, try to update your device.
• Assess for cellular wifi or network link; the device should get an uninterrupted net.

Also Read: Cash App Refund || Cash App Direct Deposit

Cash App failed for my protection- What does it mean? 
Cash App transfer failed in your safety way that the transaction you are attempting to make went unsuccessful. It is probably any sort of transfer consisting of bank transfer, online or offline payment, cash withdrawal at ATM and sending or receiving money to and from contacts. And because the call indicates of this Cash App error, there should were any kind of security related problem because of which your Cash App transfer has failed. Let’s recover from it in detail in the following section.

Why would Cash App cancel a payment for my protection? 
Let’s now no longer neglect about that Cash App is an authorized payment app. Above all, its miles a consumer orientated company. The main cause for Cash App being famous in only a quick time frame lies in its protection features and method to save you the frauds and scam on its platform. Keeping in thoughts the developing threats to cyber security, Cash App has designed its server in a way that it runs all of the time in the historical past in regular search of any suspicious interest. As quickly as any slightest of moderate dubious activity is caught, Cash App’s protective device comes into action and prevents the Cash App payment from going successful.

However, in line with the Cash App experts, once in a while Cash App customers make a few stupid mistakes without understanding that their mistake makes them appear as a suspicious Cash App user. Which further would possibly result in Cash App transfer failure? Scroll right all the way down to discover greater facts about how to fix Cash App transfer failed for your protection.

How do I fix my Cash App payment failed for my protection

• Let’s now no longer overlook that Cash App is a digital payment app. And every digital service works on the net. In the absence of uninterrupted net service, your Cash App transfers are much more likely to be failed. So, ensure that your smart phone is getting seamless net signals.
• It is right in case you use Cash App a lot in regular life. But, in case you are doing so without confirming your identity then it is bad. Reportedly, most of the transactions which might be failed on Cash App done by those people who are unverified Cash App customers due to the fact they usually seem like suspicious until they verify their identity on Cash App. So, take a minute to verify your identity on Cash App. It is simple.
• You are probably aware about VPN. Most probably, you also realize the blessings of the usage of a VPN. But, what a less known fact is that VPN comes with its very own disadvantages. Especially, while its miles used on a payment app. The same is proper with Cash App. A use of VPN with Cash App is probably a matter of real trouble because it hides the location causing Cash App to consider you will do something wrong. That’s why, thoughts to disable VPN even as sending or receiving money through Cash App.*

Also Know: Activate Cash App Card || Cash App Login

Other ways to fix Cash App Transfer failed 
If you suspect there’s not anything suspicious about your Cash App payment but still you can’t send or receive money the use of Cash App then the probabilities are high that you’re violating the Cash App limits. Yes, Cash App comes with a few limits. Anyone who’s a validated Cash App user can ship up to $7500 in a week. Any Cash App transaction or charge main to pass the Cash App restrict will definitely fail. So, make sure that your Cash App account is under the most permissible limit.

Lastly, but most importantly, Cash App mobile app is problem to regular development. For hassle-free experience, you have to hold updating your Cash App utility. Doing so, you can easily keep away from such a lot of errors along with the Cash App transfer failed for my protection.

FAQ’S

Q. Why is my transfer failing on the Cash App?
If your transfer fails on a Cash App, it could be due to so many different reasons; you must have made a mistake while transferring money due to which the transfer failed. The most common mistake users make while sending money from Cash App is using a low-speed internet connection, not updating the application and entering incorrect details.

Q. How do I fix transfer failure on the Cash App?
To fix the transfer failed on Cash App, you need to check whether the internet-connected to your device is working or not. And make sure that you have updated the cash app on your mobile phone. Moreover, always re-check the details such as the amount of money, $Cashtag while transferring money.

Q. What happens when a cash app payment fails?
If the Cash App payment failed, the user has not received the money you were trying to send. The payment failed issue on Cash App takes place due to so many different reasons.

Q. Why does the Cash app keep declining my payment?
Cash App keeps declining your payment if you have not verified your Cash App account, and your bank is not responding to the Cash App server; hence, the payment is declined by the Cash App. Moreover, if there is any internet or wifi connection errors, transactions are declined by the Cash App.

Q. Why does a Cash App get failed for my protection?
If there is any suspicious activity or fraudulent transactions on your Cash App account, then Cash App cancels this payment for your protection. Therefore, this Cash App payment fails your protection to save you from being overcharged and avoid unnecessary scams.

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