PCI DSS – Compliance Requirements and How to Meet Them

PCI DSS – Compliance Requirements and How to Meet Them

Then you need to be aware of the PCI DSS requirements. In this article, we take a closer look at some of the requirements defined by PCI DSS and show how they can be met.

Is your business involved in any type of payment card processing? Then you need to be aware of the PCI DSS requirements. In this article, we take a closer look at some of the requirements defined by PCI DSS and show how they can be met.

Laws and regulations related to security and privacy are increasing, both in number and complexity. In the last two decades, we have witnessed a fast-evolving landscape dealing with how to best collect, process, store, and protect data and information. New regulations replace older ones, changing the scope, and court rulings set the current interpretations.

Understanding which apply to your business, and how to implement proper controls, can be a daunting task. GDPR applies to all organizations that collect or process data from EU residents, even non-EU organizations. HIPAA (extended by HITECH) only applies to U.S. organizations dealing with personal health information. 

While these are examples of laws, the Payment Card Industry Data Security Standard (PCI DSS) is a contractual obligation that is not dictated by law. It applies to any organization that handles payment card information. Basically, if you want to handle such information, the payment card companies require you to meet the requirements set by PCI DSS.

PCI DSS originates from all major credit card companies seeing the need to sort out the interoperability between their respective requirements. Having one set of requirements, backed by all companies, allowed them to combine the efforts when setting the requirements. It also simplified the interpretation and implementation of security controls by companies that want to meet the requirements.

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