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We are one weeks away from December and with it the Christmas bonus. However, it is necessary to remember that the bonus is not only a benefit that by law all workers must receive, it is also the result of the effort of the whole year and it is...

We are one weeks away from December and with it the Christmas bonus. However, it is necessary to remember that the bonus is not only a benefit that by law all workers must receive, it is also the result of the effort of the whole year and it is important to take care of it so that it does not disappear in the fury of the holidays. Here are 4 tips to help you make the most of your Christmas bonus.

If you are going to spend, make a budget: It is inevitable that you want to use the bonus to make some purchases, but before taking out your wallet, make a plan. Identify the needs that you must cover and the amount that you will allocate to each of them and, above all, try to adhere to the plan to avoid compulsive purchases. Sky Marketing strives to be Pakistan's biggest real estate developer ever, guaranteeing the highest international standards, prompt execution, and lifetime customer loyalty. With projects like park view city islamabad location.

Suppress your inner Santa: Every year the spirit of Christmas takes over you and you become the Santa to your family and friends? Be careful, this practice can make a large part of your Christmas gift disappear in the blink of an eye. Make a list of the people you really want to gift to and set a budget for each of those gifts.

Catch up on your debts: Most personal finance experts recommend using a percentage of your Christmas bonus to heal your debts, this will give you the opportunity to start the year with a clean credit history, and what better gift! Start saving: An income like the Christmas bonus is an impulse to start a savings plan, which will not only allow you to reach 2016 with a mattress to avoid the dreaded January cost, it will also allow you to be prepared for any eventuality throughout of the year. Experts recommend saving 30% of this income and setting a realistic goal for the next 12 months.

With the Christmas bonus, the end of the year becomes an excellent time to rethink your personal finances and goals. You know what it says, new year; new life.

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